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Mojave Products

Fixed Rate Mortgage – Dependable and secure with the ability to choose from 10-30 year terms.
USDA Loans – Government loan offered in rural areas. This loan is a great option providing no money down, financed closing costs, and NO mortgage insurance.
FHA Loans – Government insured loan with a low down payment option and low interest rates.
VA Loans – If you have served or are currently serving in the U.S. Military, this loan offers the option of no money down, low interest rates, and NO mortgage insurance.
Homepath Loans – Offered for Fannie Mae owned properties, this loan has a low down payment, no mortgage insurance, and does not require an appraisal.No reserves required.
Refinance - your current mortgage to reduce your interest rate, consolidate debt, or change the term of your loan.30 year fixed rate only.
Streamline Refinances - rate and term refinances not requiring an appraisal for the subject property.Lenders must be USDA approved.
FHA/VA/USDA Streamline Refinances – lower your interest rate with lower closing costs.
*All loans offered with no Pre-Payment penalties.






Frank J. Luckino - California Real Estate Broker #01742050, Mojave Mortgage Group NMLS# 349304
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